Due to poor credit history, a person may not qualify for regular mortgage loans. Good thing, there is the Bad credit Loan mortgage especially designed to persons who need non status and adverse mortgage.  Bad credits can be due to previous foreclosure or credit amount overdue.   Because of the risk and complication, not all creditors offer Bad Credit Loan Mortgage. Consider these tips to get one!   First and foremost, go over your credit history. Recall how you acquired that bad credit. Was it due to an illness or sudden unemployment? Prepare valid reasons for relevant questions that the creditor may examine. Think about the circumstances that contributed to your bad credit history.   Secondly, assess your current financial condition. Taking into consideration the reasons that validate your credit history, you should be able to prove that you are now at stable situation. You should be able to convince the creditor that you already have the ability to pay the loan.   After taking into account the above-mentioned tips, you are now ready to repair your credit record. Then you can start the application processes. You can apply online, as a walk in applicant or through a credit specialist. Make some research before deciding how to get through the application processes.